Cypress SMA Investment Strategy

PORTFOLIO DESCRIPTION, SUITABILITY, AND OBJECTIVES

The Cypress SMA portfolio is a moderately conservative risk strategy designed for investors who seek relatively stable growth from their investable assets offset by a low level of income. Investor has a low to medium tolerance for risk and/or a short to medium range time horizon. The primary objective of an individual within this risk range is to preserve capital while providing returns which may outpace inflation. Fluctuations in the values of portfolios within this range are minor to moderate when compared to those of the overall stock markets.

CYPRESS SMA MODERATE CONSERVATIVE PORTFOLIO METHODOLOGY

New Frontier Strategies are fully diversified, asset allocated models seeking high total return for a given level of risk. To pursue this goal, these strategies utilize a strategic mix of primarily exchange traded funds (ETFs). The asset allocation of each model is actively managed and seeks to maintain the optimal mix of holdings for each strategies respective level of risk given the current micro and macroeconomic environments.

PORTFOLIO MANAGER

David A. Simon, MBA, CLU, CFP® is the President and Principal of SimonDavis. David's educational background includes an MBA from the Darden Graduate School of Business at the University of Virginia School of Law. In addition, David is a Certified Financial Planner (CFP®) and a Chartered Life Underwriter (CLU). David's tenure in asset management dates back to 1994.

PORTFOLIO BENCHMARK

40% S&P 500 / 60% BarCap US Agg Bond TR

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