Oak SMA Investment Strategy

PORTFOLIO DESCRIPTION, SUITABILITY AND OBJECTIVES

The Oak SMA portfolio is a conservative risk model designed for the cautious investor, one with a low risk tolerance and/or a short time horizon. It is targeted toward the investor seeking investment stability and liquidity from their investable assets. The primary objective of the individual in this conservative strategy is to preserve capital while providing income. Fluctuations in the values of portfolios within this range are minor.

OAK SMA CONSERVATIVE PORTFOLIO METHODOLOGY

New Frontier Strategies are fully diversified, asset allocated models seeking high total return for a given level of risk. To pursue this goal, these strategies utilize a strategic mix of primarily exchange traded funds (ETFs). The asset allocation of each model is actively managed and seeks to maintain the optimal mix of holdings for each strategies respective level of risk given the current micro and macroeconomic environments.

PORTFOLIO MANAGER

David A. Simon, MBA, CLU, CFP® is the President and Principal of SimonDavis. David's educational background includes an MBA from the Darden Graduate School of Business at the University of Virginia School of Law. In addition, David is a Certified Financial Planner (CFP®) and a Chartered Life Underwriter (CLU). David's tenure in asset management dates back to 1994.

PORTFOLIO BENCHMARK

20% S&P 500 / 80% BarCap US Agg Bond TR

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